December 2024: Moody's upgrades Haspa’s issuer rating to ‘Aa2’ with a ‘stable’ outlook. This rating confirms Haspa's strong financial stability as well as creditworthiness and ranks Haspa among the top-tier German financial institutions. The assessment is based on solid capital adequacy, a stable business model with a conservative investment policy, as well as a strong deposit base and a diversified refinancing structure. Furthermore, Haspa's membership in the S-Financial Group is also considered a positive factor. The rating and outlook reflect Haspa's robust financial position and serve as an independent confidence signal in the institution's long-term stability and soundness.
March 2025: Moody’s affirms Haspa’s issuer rating of “Aa2” with a “stable” outlook.
March 2024: Moody's confirms the rating of “Aa3” and raises the outlook from ‘stable’ to ‘positive’.
April 2023: The rating agency Moody's assigns Haspa an initial issuer rating of “Aa3”.
| Moody’s | Rating | Outlook |
| Issuer Rating |
Aa2 | stable |
| Issuance Rating | ||
| Mortgage Pfandbriefe | Aaa | |
| Public Pfandbriefe | Aaa | |
| Long-Term Liabilities | ||
| Preferred Senior Unsecured | Aa2 | stable |
| Non-Preferred Senior Unsecured | A3 | |
| Short-Term Issuer Rating | P-1 |
Downloads
- Moody‘s Credit Opinion
- Performance Overview Mortgage Hypothekenpfandbrief
- Performance Overview Public Pfandbrief
Rating S-Financial Group
The S-Financial Group is also rated as an association by the rating Agencies Fitch, DBRS and Moody’s.
| Rating | Oulook | |
| Fitch | ||
| Long-Term Issuer Default Rating | A+ | stable |
| Short-Term Issuer Default Rating | F1+ | |
| DBRS | ||
| Long-Term Issuer Rating | A (high) | stable |
| Short-Term Issuer Rating | R-1 (middle) | stable |
| Moody's | ||
| Corporate Family Rating | Aa2 | stable |
| Baseline Credit Assessment | a2 |
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