As Germany's largest savings bank and one of the leading mortgage lenders in the Hamburg Metropolitan Region, Haspa has a large potential of cover pool-eligible receivables that can be used as a favourable source of refinancing within the framework of the German Mortgage Bond Act (PfandBG).

The Mortgage Pfandbrief thus represents an optimal supplement to the traditional refinancing means, such as short-term and savings deposits as well as the issue of unsecured bonds and Schuldscheindarlehen.
Haspa fulfils all the requirements for Pfandbrief issuers stipulated in the Pfandbrief Act and has received permission to operate the mortgage Pfandbrief business from the Federal Financial Supervisory Authority  (BaFin). By joining the Association of The German Pfandbrief Banks (vdp), Haspa underlines its intention to act as a reliable issuer on the capital market.

• Legal Framework
  The main legal framework for Pfandbrief issues is the PfandBG and the ordinances issued on the basis of the PfandBG. The full text of which can be found on the homepage of the Federal Financial Supervisory Authority ( www.bafin.de).
• Information on the Cover Pool
  The transparency regulations pursuant to § 28 PfandBG require the quarterly publication of certain key figures on the cover pools. The information as of Q2 2023 is available here. All information from previous periods can be found in our archive.
• Rating
  The high quality of the cover pool is the basis for the Aaa rating awarded by Moody's for Haspa's mortgage Pfandbriefe. A complete overview of Haspa's ratings can be found here.
• Confirmation Statement
  The confirmation statement pursuant to § 2 Para. 1 No. 18 b AnIV (suitable credit institution) can be found here.
• Investor Presentation
  Our investor presentation for Mortgage Pfandbriefe can be found here.

Legal Documents

Contact:

If you have any questions regarding our issuance activities, please do not hesitate to contact the following persons.