As Germany's largest savings bank and one of the leading mortgage lenders in the Hamburg Metropolitan Region, Haspa has a large potential of cover pool-eligible receivables that can be used as a favourable source of refinancing within the framework of the German Pfandbrief Act (PfandBG).
Covered Bonds thus represents an optimal supplement to the traditional refinancing means, such as short-term and savings deposits as well as the issue of unsecured bonds and Schuldscheindarlehen.
Haspa fulfils all the requirements for Pfandbrief issuers stipulated in the Pfandbrief Act and has received permission to operate the mortgage and public Pfandbrief business from the Federal Financial Supervisory Authority (BaFin). By joining the Association of The German Pfandbrief Banks (vdp), Haspa underlines its intention to act as a reliable issuer on the capital market.
- Legal Framework
The main legal framework for Pfandbrief issues is the PfandBG and the ordinances issued on the basis of the PfandBG. The full text of which can be found on the homepage of the Federal Financial Supervisory Authority ( www.bafin.de). - Information on the Cover Pool
The transparency regulations pursuant to § 28 PfandBG require the quarterly publication of certain key figures on the cover pools. The information as of Q3 2024 is available
here for the mortgage Cover pool and
here for the public cover pool.
All information from previous periods can be found in our archive. - Rating
The high quality of the cover pool is the basis for the Aaa rating awarded by Moody's for Haspa's mortgage Pfandbriefe. A complete overview of Haspa's ratings can be found here. - Confirmation Statement
The confirmation statement pursuant to § 2 Para. 1 No. 18 b AnIV (suitable credit institution) can be found here. - Investor Presentation
Our investor presentation can be found here.
Legal Documents
Contact:
If you have any questions regarding our issuance activities, please do not hesitate to contact the following persons.
 |
Mathias Loll Treasury, Wertpapierprodukte Telefon: 040 3578 - 93183 |
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Peter Schaar Treasury, Wertpapierprodukte Telefon: 040 3578 - 93185 |
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Tilman Pflugbeil Treasury, Leiter Wertpapierprodukte Telefon: 040 3578 - 97595 |
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Andreas Rudolph Treasury, Leiter Handel Telefon: 040 3578 - 94710 |
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Dr. Jan Zurek Treasury, Bereichsleiter Telefon: 040 3578 - 99283 |
Disclaimer
Important Notice
The information given in the following presentation does not constitute an offer by Hamburger Sparkasse AG or any of its affiliates or a solicitation of an offer to purchase securities. In some countries, the purchase of securities about which information is made available in the following presentation may be prohibited in general or for certain persons and therefore only possible for certain investors. The same may also apply to the dissemination of information about these securities. In particular, the information given in the following presentation does not constitute an offer of securities in the United States of America. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. Hamburger Sparkasse AG does not intend to register any offering of securities in the United States or to make any public offering.
Neither Hamburger Sparkasse AG nor any of its affiliates accepts any responsibility for ensuring that securities about which information is made available in the following presentation are suitable for investment by all investors. The information in the following presentation is therefore not to be understood as a recommendation on the part of Hamburger Sparkasse AG or any of its affiliated companies to make a particular investment, nor as an invitation or recommendation directed at a particular investor to
subscribe to, otherwise acquire, sell, hold or otherwise deal in securities. Each reader of this presentation is solely responsible for analysing the information available therein and for evaluating the opportunities and risks of investing in those securities about which information is made available in the following presentation. You are advised to consult generally available sources of information about the securities and to seek professional advice before making any investment decision.
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By accessing the following pages of this website, you acknowledge that you are not a resident of the United States of America and that you will not disclose any of the information or documents contained herein to any person who is a resident of the United States of America. You also acknowledge that the following information or documents do not constitute an offer,
invitation or recommendation to subscribe for or to acquire, hold or sell any securities.
I AM NOT A RESIDENT OF THE UNITED STATES AND I ACCEPT THE ABOVE TERMS.”
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